A decision about a person taken by automated means. GDPR Article 22 restricts decisions based solely on automated processing with legal or similarly significant effects 1; after the SCHUFA judgment, a score that lenders treat as determining is itself such a decision 2.
- Developed in
- ch. 19, GDPR Article 22 after SCHUFA
- Chapters
- ch. 16, Fairness & XAI · ch. 19, Privacy & AI
- Source
- 2 numbered references, listed below
Where it is used
7 chapters of the Body of Knowledge use the term. Each link opens the first section that does.
- 00 · Preface Who should read this 1 mention
- 08 · Regulatory Map Data protection and other EU law 7 mentions
- 10 · Reading List Government and regulator guidance beyond the EU 1 mention
- 14 · Development The technical file 1 mention
- 16 · Fairness & XAI The legal hooks for explanations 2 mentions
- 19 · Privacy & AI How to read this chapter 5 mentions
- 21 · AI Laws Worldwide The landscape at a glance 4 mentions
Patterns that use this term
One pattern page uses the term.
- Use-Case Intake & Risk Tiering 1 mention
Related terms
Sources
- [1] Regulation (EU) 2016/679 (General Data Protection Regulation) (Arts. 4(1), 4(5), 4(7), 4(8), 4(12), 4(14), 5, 6, 9, 12(3), 22, 25, 28(2) and 28(4), 30, 33, 35; Recital 26). Publications Office of the EU (EUR-Lex). 2016-04-27. https://eur-lex.europa.eu/eli/reg/2016/679/oj/eng (verified: primary)
- [2] Press release No 186/23: judgment in Case C-634/21, SCHUFA Holding (Scoring) (a credit score is an automated individual decision where lenders give it a determining role). Court of Justice of the EU. 2023-12-07. https://curia.europa.eu/jcms/upload/docs/application/pdf/2023-12/cp230186en.pdf (verified: primary)
Definitions of legal terms paraphrase the cited text, which governs. Dated statements are as of .